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Tips for Buying a Home with a Pool Deciding to buy or not to buy a home with a pool is a personal choice, but there are plenty of factors to look into, that will have a huge effect over the short and long term. Among others, these can include insurance, maintenance and safety costs associated with pool ownership. It’s obvious that a pool adds value to a home, but how exactly? Unfortunately, actual data is scarce, but location plays a major role. Thus, to be absolutely sure, pick an area that will not hurt your cause, in the event that you decide to sell your property later on. A pool boosts a home’s aesthetics and offers a place for entertainment and relaxation, but besides that, you need to look at many other variables before finally deciding to buy a home with a pool. For example, is the pool screened or enclosed, heated or with water features? What is its general condition?
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Generally speaking, if a home was valued at $125,000, a pool would cost you an extra $8,000 to $10,000. These is an estimate, of course, and it’s always best to check with a local appraiser for more accuracy.
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Costs Your largest pool expense will be the weekly maintenance, which is a must, though with many pool companies that charge $50 to $75 a month for servicing, this is usually not a problem. Other costs you need to consider are fencing, self-closing doors, pool suction devices, additional homeowners insurance, and safety alarms, among others. Pool Inspection It is important to hire a pool inspector to inspect a pool, just as a home inspector must be hired to inspect a home. It’s wrong to mix the two, so don’t make a home inspector inspect a pool. Also, don’t hesitate to ask the seller which company they hired to service the pool. That company knows the actual condition of the pool, as well as the costs required to maintain it. The more you know about the pool, the better you can decide whether or not the home with the pool is worth the investment. Of course, the company would likely be happy to work with you too, as it would mean that the account can be continued. Conclusion Buying a home with a pool does not have to impact your mortgage qualification negatively. If anything, it could even help you sell more quickly. Homes with a pool generally appeal to more homebuyers, which means a quicker sale later on and even greater value to the final sale. Check with your local municipality as well to know the rules on home pool use (this is called a Certificate of Occupancy). Remember, municipalities are always changing pool regulations, so don’t depend on what you might have read online or heard from a friend.