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Why You Need a Personal Injury Lawyer There are a lot of people who are still not sure of the advantages of seeking counsel for a personal injury accidents or not and this is the reason why they read articles to help them decide on these matters. Still many people who are asking what advantage they can have by hiring a lawyer, haven’t found the right answer to give them a go signal to take action and find a lawyer for themselves. If you need to consult a personal injury lawyer, they usually give free consultation to prospective clients. The common idea, which is not really true, is that these lawyers use hard sales tactics to those who seek initial consultation so that before they leave they are forced to sign a contingency fee agreement. Besides, you can even go to many attorneys seeking their counsel regarding the merits of your case. This entitlement also means that when a certain attorney does not spend much time with you during the initial consultation and does not answer all of your questions, this should already signal how this attorney will probably handle your claim. So go ahead with the consultation so that you can start making your list on whom to hire. The medical payment coverage and the motorist coverage can be used to maximize the recovery of your personal injury. Subrogation is an interaction that is complicated and it takes specialized knowledge and skill to utilize these coverages to the advantage of an injured person. What this means really is that an experienced personal injury attorney can save you thousands of dollars on your medical bills without stressing you out. Personal injury lawyers work on your behalf especially in dealing with insurance companies.
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Many victims of personal injury accidents who are not represented by an attorney fall victim to statutes of limitations. The stipulation in the statute of limitation prescribes a period for a person involved in a personal injury accident to bring legal action to court. If the injured person fails to file a complaint with the appropriate court within the relevant statute of limitation, he will be unable to recover against the adverse party or his insurance coverage. When this time period has elapsed, you will not longer be able to sue the opposing party. However, there are different statutes of limitation that apply to third-party claims; claim against your opponent’s liability claim, and the first party claims against your own insurance company. Your attorney will protest your interests regarding these cut-off dates.
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You also need to know at the start how much insurance the liable party has. This is in order to not end up generating thousands in medical bills only to find out the there is not enough insurance coverage of the other party.